People nowadays tend to go cashless, as much as possible. It’s safer if you bring no cash and just pay or buy something through cards or checks. Checks have so many good reasons to use, that’s why people like you would go using it instead of cash. Businessmen, investors, buyers, or even ordinary people could use it. With its various uses, perhaps, you wanted to know if can you pay for a hotel room with a check?
Checks actually have their unique advantages and even disadvantages. Paying the hotel with checks has been questioned by many. So in this article, you will know more about checks and the reason why people wanted to use it in paying hotels. You will also know about the possible merchants like hotels that accept check payments. Check it out for more information.
Why People Use Checks?
With the development of credit cards and debit cards, issuing checks may seem to be old-fashioned. However, writing checks come with many benefits. That’s why more and more people issue checks for their payables. If you are someone who likes to travel, or does have a job that requires traveling, then you might be wondering if can you pay for a hotel room with a check?
If you don’t want to bring too much cash with you when you are out for a business trip, using cards or cash can be easier, but what if there’s no available machine to withdraw your cash? What if POS counters are unavailable? Your last resort is to issue a check. Below are the reasons why you are interested in hotels that accept check payments:
Checks Come with Security Features that Cash and Cards Don’t Have
Unlike debit or credit cards, checks do have features for better security. It was designed with strict features in compliance with the law. In other words, checks are not easy to imitate. The security features are so many, and your signature is unique for everyone to forge.
Very Convenient and Easy to Use
If you are busy with your business trip, bringing too much money is not a good idea. Chances are, you are going to go to many places. If you have a large amount of money with you, it would be harder and bothering because you need to check on your bags to see if it’s safe and secure.
To Budget Easily
When you issue checks to pay a certain amount, that doesn’t mean that you need to ask for a change because you’ve issued an amount more than what you need to pay. If you can pay for a hotel room with a check, and your bill is 90 dollars, you can’t just issue a check worth 100 dollars and expect a change of 10 dollars. That doesn’t work that way. Take note, you can only issue a check on the amount you should pay, even up to the last cents.
Checks can be traced
Another reason why you are interested in hotels that accept check payments is that checks are indeed traceable. If you pay the hotel with checks, your bank will make a copy to prove that you really paid. Every detail you need for proof of payment will be given to you.
You can know how much you spent and who are the merchants that you paid or even the things you are paying for. If your hotel accommodation needs to be liquidated to your boss, the bank’s copy will work as a reference.
Thieves Can’t Use Checks
One good thing about checks is that it’s less attractive than cash. If your check gets stolen, it can’t be cashed out right away by anyone. They want quick cash and any forms of money that are untraceable. If the thieves happened to get away with it, banks could easily trace anyone who stole it. Or, you can just file for a stop payment order with your bank. So if the thieves negotiate the check, there’s no way the bank could pay them.
Do Hotels Accept Check Payments?
Since you have a checking account, you also wanted to know if can you pay for a hotel room with a check. Well, for some reason, only a few hotels accept check payments. They usually go for a cash to cash basis, especially if you are not familiar or a regular customer to them. They only take checks from regular clients or those who pay with corporate checks.
It usually has an agreement between the hotel and the bank. If this happens, the hotel management can just confirm with the bank if the check is sufficient, on a case to case basis. They do this to prevent acceptance of bounced or insufficient checks. So if you already established a relationship with the hotel, chances are, they’re going to let you pay with check.
With the acceptance of credit cards, hotels can go for this kind of payment. If payment was accepted by credit cards, it only means that the payment is valid. In other words, it doesn’t need clearing or waiting for days for the payment to be reflected. Unlike checks, it would take 3-5 banking days clearing before payment will be posted. Know more about hotel payment.
If can you pay for a hotel room with a check, always remember that it doesn’t always work as cash or cards do. Yes, checks are safer and more convenient to carry for someone like you who is busy. However, merchants don’t always go for that mode of payment. If they accept it, then you’re probably a trusted customer to that hotel already. If they won’t, then they’re just accepting cash. The best and effective way you could do is to bring just extra cash with you for an emergency.
In the event that you’re in a situation that checks are unacceptable or even swiping of cards, you must at least withdraw or bring a little amount of cash with you. I understand that banks and some institutions encourage you to go cashless, but just prepare for circumstances that might occur.