If you are on a sudden trip and got no money in your pocket, can you book a hotel with a checking account? No worries! You are on the right page. In this article, we will give you an exact answer to your hotel bookings in a snap!
Do’s When You Are on a Trip
No one would ever choose to bring a large amount of money inside their wallets. Of course, we would resort to having credit cards for easy and hassle-free transactions. However, there is sometimes a sudden trip without securing any extra cash.
You stayed up all night outside, and the only choice you got is to book a room wherever the nearest hotel is. Check for hotels you can pay with a bank account. For some instances, you do not have any money with you but a check. So can you book a hotel with a checking account? See the lists below.
- Determine the logo used in your debit card linked to your checking account. Make sure that the payment processor that appeared in the card will be such as MasterCard or Visa.
- Before you make your booking, contact the hotel you plan to stay with. Your type of card must be settled, confirming your payments will be accepted. Also, check how much the expense would amount to. You will not be able to have any access once they hold your funds.
- Check your money in your checking account before you proceed with your booking. You must be sure that you will not get short will the full hold amount. And secure your funding for your outgoing expenses.
- When you check out, make sure to pay the expenses for your stay. But since you got no money on hand, you have to use your card. On that note, your money might not be returned to your account right away. It will take some time for your funds to be credited to your account. Frame time given to you by the hotel might not be accurate. You may contact your bank to keep an update of your money.
That is how can you book a hotel with a checking account.
Prepare If You Must
You might realize card transactions are not as easy as they seem. You can book a hotel room with a checking account, yet there is still a process you must follow. You still have to keep track of all of your credits to make sure your money is safe.
To avoid any unnecessary scenarios, make sure to have at least a few bucks in your wallet. On this note, you can pay on-hand cash for unpredicted expenses.
But if you opt for card transactions, make sure you have access to it. Double-check your card. Make sure you have sufficient savings to avoid interruption of payment.
Can you book a hotel with a checking account? Yes, it’s possible. But make sure to follow all the necessary procedures.